About Spectra
Advice that starts with what matters most
Money is important, but it has never been the goal.
At Spectra, financial advice begins by understanding the life you want to create. From there, we develop thoughtful strategies that help you make important decisions with clarity and confidence.
Why Spectra exists
A different kind of financial advice
Many people come looking for answers about investing, mortgages or KiwiSaver.
Often, those aren't the real questions.
The real questions are:
Can we afford to work less?
Should we buy this property?
What does retirement actually look like?
How do we make the most of this opportunity?
These are life decisions. Financial strategy is simply the tool that helps you make them well.
That's why Spectra exists.
Meet your adviser
Hi, I'm Piet
I've always enjoyed personal finance, but what I've found most rewarding is helping people navigate life's important decisions. Financial advice allows me to bring those two passions together.
Over the years, I've come to believe that the best financial advice doesn't begin with products or returns. It begins with understanding your goals, your priorities and the life you want to create.
That's the philosophy behind Spectra.
My background in commercial finance has shaped the way I think. It taught me to analyse complex situations, weigh trade-offs and make thoughtful decisions. Today, I apply those same skills to help individuals and families make informed financial decisions with confidence.
My role isn't to tell you what your life should look like.
It's to help you understand your options, navigate trade-offs and make decisions that align with what matters most.
Experience & qualifications
A diverse financial background
Before founding Spectra, I built experience across accounting, strategic finance and financial advice.
My career has included roles with KPMG and Indevin Group, where I developed experience in financial analysis, business planning, transaction advisory and strategic decision-making. I later moved into financial advice, helping individuals and families develop strategies around their goals, investments, KiwiSaver, insurance and broader financial decisions.
Qualifications & experience
Founder and Director of Spectra Financial Services
Financial advice experience supporting individuals and families
10 years’ experience across KPMG and Indevin Group
Bachelor of Business Studies (Accounting & Finance)
Completed the Chartered Accountants Program
New Zealand Certificate in Financial Services (Level 5) — Investment, Life, Disability and Health Insurance, and Residential Property Lending
Our commitment
Advice without conflicts
Good advice starts with putting your interests first.
Spectra is a fee-only financial advice business. We do not receive commissions, incentives or referral fees from financial product providers or other parties.
This means our advice is based solely on your goals, priorities and circumstances — not influenced by external payments or product recommendations.
Our role is not to sell products. It is to help you understand your options and make decisions that are right for you.
Client experiences
What clients say
The best measure of advice is the confidence it gives people to make important decisions.
Here are some reflections from clients who have worked with Spectra.
★★★★★
“Piet takes the time to genuinely understand his clients’ needs and explains financial information in a clear and practical way. I would highly recommend him to anyone looking for reliable, insightful and trustworthy financial guidance.”
— Pieter, Auckland
★★★★★
“Piet took the time to fully understand our goals and context. His recommendations gave us a clear path forward and answered the questions we needed help with.”
— Emma, Auckland
★★★★★
“What I value most is Piet’s integrity and practical, human approach — especially when discussing sensitive financial matters. Well worth having a conversation with him.”
— Flavio, Auckland