Life first. Financial strategy second.

Independent, fee-only financial advice for important decisions.

What might that mean for you?

Buying a home

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Growing your family

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Changing careers

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Building wealth

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Planning for retirement

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Creating more choice

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Buying a home | Growing your family | Changing careers | Building wealth | Planning for retirement | Creating more choice |

I help you understand your options, bring the numbers into focus and create a clear financial strategy.

A different approach

Financial advice should be about more than your money.

I start with what matters to you and where you want to go. Then I bring the financial strategy, numbers and options together to help you make decisions with clarity and confidence.

A clear process

Good financial advice is not about jumping straight to an answer. My approach gives us space to understand where you are, explore what is possible and turn the right decisions into a clear strategy.

  • 1. Discover

    Understand where you are and what matters.

  • 2. Explore

    Understand your options and what’s possible.

  • 3. Clarify

    Turn your options into a clear strategy.

  • 4. Act

    Move forward with confidence.

Meet Piet

Spectra is built around a simple idea: financial advice should start with the person, not the product.

I take the time to understand what matters to you, where you want to go and the decisions you are facing.

How I can help

Whether you have one decision to work through or want to step back and look at the bigger picture, there are two ways we can work together.

Focused Advice

For a specific financial question, decision or area of your finances.

Ideal when you have something particular you want to work through, such as an investment, KiwiSaver, insurance or mortgage decision.

Financial Life Strategy

For a comprehensive look at your overall financial life.

Ideal when you want to step back, connect the different parts of your finances and create a clear strategy for the future.

What clients say

★★★★★

“Piet took the time to fully understand our goals and context, and developed a report and recommendations that answered our questions and gave us a clear path forward.”

— Emma, Auckland

★★★★★

“Piet is genuinely focused on understanding his clients’ needs and takes his time to explain financial information in a clear and practical way.”

— Pieter, Auckland

★★★★★

“Piet made what felt like a complicated financial situation feel simple and manageable. I’ve always felt that he genuinely has my best interests at heart.”

— Rachel, Auckland

Ready to talk?

You do not need to have it all figured out.